Encosta Cabo Girao, Madeira

On the beautiful Portuguese island of Madeira, laurisilva rainforest and distinctive hilltop houses give way to verdant terraced ravines, and thence to the azure blue waters of the Atlantic. The Bond’s fully serviced holiday village of Encosta Cabo Girão is situated atop one of Europe’s highest sea cliffs – some 11 miles from Funchal – and enjoys panoramic views across the valley to the capital and out to sea.

Madeira is just one of 30 glorious UK and European locations that you and your family could enjoy - rent free for life - as investors in the Holiday Property Bond.

The "How HPB works" section below explains in detail how the Bond works. To find out more about Madeira, the other 29 locations - and how the Holiday Property Bond could transform your holidays forever - visit www.hpb.co.uk.

Madeira offers the best of all worlds: enchanting countryside, temperate climate… and more than its share of history and culture.

This being a volcanic island, there are many physical similarities with largely unspoilt La Gomera. Yet the capital, Funchal, is modern and well-served, with restaurants aplenty; six cinemas; lidos and water parks; superb shopping; markets, museums and more.

Beyond the city limits, however, you'll find absolute peace: parks and stunning gardens, gentle levada walks and delightful villages that appear unchanged in decades.

Having your own vehicle allows you to explore the island on your own terms. But it's by no means necessary - thanks to the programme of excursions that manager Gouveia and the team, offer throughout the week.

A detailed list of the many accompanied day- and half-day trips is available at www.hpbtravel.co.uk.

Climate information

Average:

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Daily temp °C

16

16

16

17

19

20

22

22

22

21

19

17

Max temp °C

19

19

19

20

21

22

24

25

25

24

22

20

Monthly rain mm

96

85

68

39

20

11

2

3

33

75

100

96

How HPB works

HPB is a life assurance bond investing, after product charges, in properties and securities. Properties are booked for a no profit ‘User Charge’ and Points issued with the Bond. There is a quarterly fee of under thirty pounds including VAT linked to RPI, with all other management fees paid from securities. Investment is from £5,000 including adviser charge. Encashment can be made under our “Money Back Promise”. Otherwise you may encash after two years at a value linked to that of the properties and securities but you may not see a profit and may incur a loss because of initial charges and fluctuations in asset values. In exceptional circumstances encashment may be deferred for up to twelve months. No medical examination required.
HPB is available exclusively through HPB Management Limited (“HPBM”) who will only charge for their services if you invest.

This advertisement is issued by HPBM registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited (“HPBA”) registered in the Isle of Man and authorised by the Insurance and Pensions Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey, Channel Islands, GY1 1EE. The Securities Manager is Stanhope Capital LLP registered at 35 Portman Square, London, W1H 6LR. HPBM and HPBA are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA’s products.

HPB Management Ltd. Registered in England, No.1581593. Registered Office HPB House, Newmarket, Suffolk, CB8 8EH.